It is mandatory that you are covered by a health insurance plan during your stay in Belgium. You might be asked to provide proof when registering or extending your residence permit.

We recommend signing up for a Belgian health care insurance. Compared to a typical private travel insurance, the Belgian health care insurance provides you with a lot more coverage in a case of illness.

Therefore, arranging an insurance should be a priority for you. Depending on your nationality, the process to register in one of the “mutuelle” may vary.

  • If you are an EU citizen, you just need to make sure to bring your European Health Insurance Card when moving to Belgium. Once here, pass by the mutuelle of your choice and register with your card and ID.
  • Non-EU students will normally register as “students” and pay a quarterly fee. Once you receive your resident status you can change it and register as a resident.

Doctors are of free choice and charge a fee upon consultation. If you have registered for a Belgian health care insurance, you will be partly reimbursed for some medical costs.

Compare health care insurance providers on the website of Xpatris.

For more detailed information about the health care system in Belgium, you can consult our International Student Guide.

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